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Health Insurance Solutions for DANA Members

Our Story

As the leading voice and advocate for Delaware’s nonprofit community, DANA frequently engages with members about the challenges they are facing. One constant concern that has been raised is the unpredictability of health insurance rates and the difficulty that it creates.

To address this situation, DANA engaged member stakeholders to identify the problem, discuss options and propose a solution. Through surveys extended to all members and interviews with select members, DANA identified several concerns, including: 

  • Affordability 
  • Type of available plan offerings  
  • Support for employees  
  • Contribution rules & eligibility requirements  
  • Ease of administration  
  • Ability to include advisors/brokers  

After exploring solutions, engaging members, and partnering with insurance industry experts — including Weiner Benefits Group — DANA has launched two distinct solutions for its members. 

Care for Good is an innovative health insurance solution for DANA members with 10 or more enrolled employees that reduces insurance cost volatility, increases control, and promotes cost transparency for participating DANA members. It is designed to provide an alternative to healthcare coverage for their workers at a stable and predictable cost, with a goal for long-term savings. 

DANA also has partnered with Angle Health to provide the same quality health insurance coverage with similar goals of reducing cost volatility while increasing control and promoting cost transparency, but for DANA members with at least five individuals enrolled and fewer than 10 employees participating in the nonprofit’s group health insurance plan.

Frequently Asked Questions

DANA nonprofit members operating in Delaware are eligible to enroll in these healthcare solutions. There are two different health insurance solutions based on the number of eligible employees of each nonprofit:  

  • Nonprofits with 10 or more enrolled employees in their group health plan can participate in Care for Good. 
  • Nonprofits with at least five individuals enrolled and fewer than 10 employees participating in the nonprofit group health plan can enjoy comparative plans via Angle Health. 

DANA created Care for Good to provide an alternative for DANA nonprofit members to secure healthcare coverage for their workers at a stable and predictable cost.

Rooted in nonprofit community values, Care for Good offers medical insurance coverage that is more accessible and responsive to the needs of nonprofits and the employees who power these organizations. It offers wellness and preventive care to ensure the health of the sector and its people, while also providing trusted and compassionate customer service. 

When you contract a fully insured health insurance benefits plan with a commercial insurance company, premium rates are based on assumptions of the claim dollars that will be incurred during the year.

 

If those enrolled have a high number of claims, the insurance provider increases rates to offset the prior year’s overage. ​

 

If claim levels are lower than what was assumed, the company does not return unspent premiums to you. There is no upside.​

 

Care for Good operates differently.​

 

Care for Good spreads risk of health insurance claims, which decreases risk and volatility, leading to rate stabilization – more predictable insurance rates for you. ​

 

It also could return savings and unspent funds to you.​

DANA has partnered with Angle Health to provide a comparative health insurance alternative for smaller nonprofit members headquartered in Delaware. The goals and outcomes for members enrolling with Angle Health are the same as those enrolling in Care for Good.

Eligible DANA nonprofit members can enroll in Care for Good and Angle Health now through our partner Weiner Benefits Group. Current DANA nonprofit members can click here to request more information. 

Healthcare rates are increasing at steep and unpredictable rates, making it difficult for nonprofits to plan for the future. The Care for Good and Angle Health options are designed to create more stable and predictable rates, with competitive plan options, reduced administrative burden, individualized customer service and numerous wellness programs to promote healthier lifestyles while controlling costs.

Yes, you may. However, the nonprofit member enrolled would pay the commission directly to the broker. DANA will hold an information session for brokers at a later date. 

Interested in Learning More?