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Health Insurance Solutions for DANA Members

Our Story

As the leading voice and advocate for Delaware’s nonprofit community, DANA frequently engages with members about the challenges they are facing. One constant concern that has been raised is the unpredictability of health insurance rates and the difficulty that it creates.

To address this situation, DANA engaged member stakeholders to identify the problem, discuss options and propose a solution. Through surveys extended to all members and interviews with select members, DANA identified several concerns, including: 

  • Affordability 
  • Type of available plan offerings  
  • Support for employees  
  • Contribution rules & eligibility requirements  
  • Ease of administration  
  • Ability to include advisors/brokers  

After exploring solutions, engaging members, and partnering with insurance industry experts — including Weiner Benefits Group — DANA is launching Care for Good, an innovative health insurance solution for DANA members with 10 or more enrolled employees that reduces insurance cost volatility, increases control, and promotes cost transparency for participating DANA members. It is designed to provide an alternative to healthcare coverage for their workers at a stable and predictable cost, with a goal for long-term savings.

Frequently Asked Questions

DANA created Care for Good, an innovative nonprofit health insurance solution designed to provide an alternative for DANA nonprofit members to secure healthcare coverage for their workers at a stable and predictable cost.

Rooted in nonprofit community values, Care for Good offers medical insurance coverage that is more accessible and responsive to the needs of nonprofits and the employees who power these organizations. It offers wellness and preventive care to ensure the health of the sector and its people, while also providing trusted and compassionate customer service. 

To be eligible to participate in Care for Good, a nonprofit must be a DANA member with 10 employees participating in their health insurance plan.

Eligible DANA nonprofit members can enroll in Care for Good now through our partner Weiner Benefits Group. Current DANA nonprofit members can click here to request more information.

When you contract a fully insured health insurance benefits plan with a commercial insurance company, premium rates are based on assumptions of the claim dollars that will be incurred during the year. ​

 

If those enrolled have a high number of claims, the insurance provider increases rates to offset the prior year’s overage. ​

 

If claim levels are lower than what was assumed, the company does not return unspent premiums to you. There is no upside.​

 

Care for Good operates differently.​

 

Care for Good spreads risk of health insurance claims, which decreases risk and volatility, leading to rate stabilization – more predictable insurance rates for you. ​

 

It also could return savings and unspent funds to you.​

In addition to health insurance coverage, Care for Good also offers several additional health service benefits, including:

  • Concierge care​
  • Case Management​
  • Prescription drugs and return of rebates​
  • Telehealth and virtual urgent care​
  • Gene therapy services
Interested in Learning More?